Kenya has emerged as a leader in off-grid solar adoption in Africa, thanks in large part to pay-as-you-go (PAYG) and rent-to-own solar solutions.
These models have enabled households and small businesses to access clean, reliable energy without the high upfront costs traditionally associated with solar systems.
With a growing number of companies offering these services, understanding how each model works and how to choose the right provider is essential.
Pay-as-You-Go vs. Rent-to-Own Solar Systems
The PAYG model allows customers to pay for solar energy in small increments, typically through mobile money platforms like M-Pesa.
Payments can be daily, weekly, or monthly, and systems are remotely monitored. This model is particularly suitable for low-income households who may not have the capacity to invest in a full system upfront.
Rent-to-own systems, on the other hand, allow customers to gradually acquire ownership of the solar equipment. In South Africa and Kenya, some of the best rent-to-own solar systems are structured with no deposit or minimal upfront payments.
Customers make scheduled installments until the full cost is covered, after which the system belongs to them. The model offers a clear pathway to ownership while spreading costs over time.
Eligibility and Accessibility
Eligibility requirements vary by company and system type. For PAYG solar in Kenya, customers typically need:
- A registered mobile phone number and active mobile money account.
- Proof of residence or connection to a local distribution network.
- Sometimes, a small registration fee to activate the system.
For rent-to-own solar systems, especially in South Africa, eligibility may include:
- Minimum monthly income or proof of consistent revenue (for businesses).
- Valid identification documents.
- Agreement to adhere to the payment schedule.
The availability of no-deposit options in South Africa has increased accessibility for low-income households, allowing them to start using solar immediately without upfront financial pressure.
PAYG solar systems in Kenya generally start from as low as Ksh 500–1,000 per month for small home units capable of powering lights, phone charging, and radios. Larger systems that can run televisions, refrigerators, or small appliances cost more. Prices often include installation, remote monitoring, and customer support.
Rent-to-own solar systems in South Africa may start with monthly payments ranging from ZAR 200–500, depending on system size and battery capacity. Some providers offer flexible schedules aligned with customer income patterns.
Service coverage is another critical factor, companies with extensive maintenance networks, rapid fault resolution, and customer support tend to provide more reliable service, particularly in rural areas.
Read Also: Solar Suppliers in Kenya You Can Trust
Choosing the Right Provider
When selecting a PAYG or rent-to-own solar company, consider:
- System Size and Capacity: Ensure the system meets your energy needs. Small units are sufficient for lighting and phone charging, while larger units can power appliances and small businesses.
- Payment Flexibility: Look for options that align with your income schedule, whether daily, weekly, or monthly.
- Company Reputation: Research customer reviews, track record, and after-sales service. Reliable companies provide consistent support and maintenance.
- Ownership Options: Decide whether you prefer temporary access (PAYG) or eventual ownership (rent-to-own).
- Network and Coverage: Check if the provider can service your area efficiently, including remote monitoring and repairs.
Kenya’s pay-as-you-go solar market, along with South Africa’s flexible rent-to-own solutions, demonstrates that off-grid solar can be affordable, accessible, and scalable.
By understanding payment models, eligibility, pricing, and service coverage, households and businesses can make informed decisions to benefit from renewable energy while reducing dependency on unreliable grids.
By Thuita Gatero, Managing Editor, Africa Digest News. He specializes in conversations around data centers, AI, cloud infrastructure, and energy.